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Investor Presentaiton

Executive management team CAL Bank Bank on Our Service Mr. Frank B. Adu Jnr - Managing Director Mr. Frank Adu Jnr. is an Investment Banker and the Managing Director of the Bank. He is the Chairman of the Roman Ridge School and of the Golden Beach Hotels Group of Ghana. He is a member of the Board of Okyeman Environmental Foundation, the University College of Agriculture and Environment and a non-executive member of Metropolitan Life Insurance Company. Mr. Philip Owiredu - Executive Director Mr. Owiredu is the Executive Director of CAL Bank. Prior to this, he was the Director of the bank's Financial Control Department, which is responsible for all financial and management accounting support and compliance with legal and regulatory requirements. Mr. Owiredu joined the Bank in December 2004 from KPMG where he was Senior Manager after eight years. He is a fellow of the Association of Chartered Certified Accountants (UK). He is a member of the Ghana Stock Exchange Council. Mr. Joseph Ofori-Teiko - General Manager Mr. Ofori-Teiko is currently the General Manager, Risk Management and Compliance. He has a Masters Degree in Banking and Finance, with twenty five (25) years working experience in the Banking Sector. He has a rich experience in Credit and Treasury Management. He is a member of the Board of CAL Asset Management Company Limited, a Fund Management subsidiary of the Bank. Mr. Charles Amoah - Assistant General Manager Mr. Amoah has been the Assistant General Manager since 2012. He joined the Bank in 1994 as the Manager of the Credit and Marketing Department, and then rose to the position of Credit Risk Manager and Deputy Head of Department in 2004, with the responsibility for credit risk analysis and credit administration procedures. Mr. Amoah graduated from the University of Ghana with a BSc (Hons.) in Mathematics and Physics and later an MBA in Finance. Half-Year 2014 Investor Presentation - August, 2014 5
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