Investor Presentaiton

3. Mexico Financial Results HSBC Mexico - Income statement Sep 18 YTD PBT 68% higher than Sep 17 YTD Revenue 1,2 MXNM Loan impairment charges (LICS) 2 MXNM 24,633 +9% 9M16 Operating expenses MXNM -3% 1. 2. 17,513 9M16 26,903 +11% 29,927 5,078 9M17 9M18 17,043 9M17 +6% 18,064 9M18 9M16 +32% Profit before tax MXNM 6,724 -1% 6,665 9M17 9M18 +68% +52% 3,159 2,081 9M16 9M17 5,298 9M18 Revenue includes (Net interest income, Net fees, Trading income and Other operating income) CNBV published a change in the regulation related to the registration of recoveries of loan impairment charges from other operating income to loan impairment charges account in the P&L. The bank decided to early adopt the change of the rule starting 1 Jan 2018. In 2017 and 2016, for comparison purposes, MXN915m and MXN672 were reclassified from other operating income to loan impairment charges. 15

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