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90+ DPD by Geography 90+ DPD by Geography (€ bn) ■Cyprus Russia ■ UK Other countries* 12,98 12,79 12,59 12,65 12,65 0,57 0,55 0,52 0,58 0,47 12,00 0,26 0,11 0,28 0,55 0,09 0,09 0,51 0,60 0,61 0,39 0,51 11,33 0,26 0,08 0,38 0,250,07 11,60 11,47 11,53 11,48 11,28 11,27 10,63 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15 Sep-15 Dec-15 Other countries: Romania and Greece 90+ DPD ratios by Geography ■Cyprus Russia ■ UK Other countries* %08 54% 52% 10% 84% 54% 56% 11% 82% 54% 59% %8 83% 54% 100% 65% 53% 46% 23% 51% 39% 24% %08 7% 51% %9 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15 Sep-15 Dec-15 80% 100% Bank of Cyprus KOINO WKYNРIW 2235 42

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