Investor Presentaiton

Consolidated balance sheets As of Dec 31, 2019 As of Dec 31, As of Mar 31, Million Cash and cash equivalents RMB 2020 RMB 2021 RMB USD 2,325 2,632 2,560 391 Restricted cash Short-term investments Investments 3,686 3,484 3,547 541 115 1,971 2,539 387 953 951 989 151 Quality assurance receivable, net of credit loss allowance for quality assurance receivable Intangible assets 3,850 1,122 1.105 169 84 99 99 15 Property, equipment and software, net Loans receivable, net of credit loss allowance for loans receivable Accounts receivable, net of credit loss allowance for accounts receivable Deferred tax assets 134 94 92 14 4,808 2,355 1,343 205 882 884 1,215 185 130 158 183 28 Contract assets Right of use assets 21 98 55 53 8 Prepaid expenses and other assets Goodwill 1,391 1,050 1.135 173 50 50 Total assets Payable to platform customers 18,304 14,882 50 14,909 8 2,276 885 103 94 14 Quality assurance payable 4,776 Deferred guarantee income 1,259 1,282 193 Expected credit losses for quality assurance commitment 2,391 2,651 405 Payroll and welfare payable 177 221 129 20 Taxes payable 128 154 151 23 Short-term borrowings 235 Funds payable to investors of consolidated trusts 3,660 1,662 827 126 Contract liability 56 3 3 0 Deferred tax liabilities 199 104 101 15 Accrued expenses and other liabilities 292 511 589 90 Leasing liabilities 85 43 40 8 Dividends payable 318 48 Total liabilities 10,293 6,452 6,165 941 Ordinary shares 103 103 103 18 Additional paid-in capital 5,841 5,680 5,647 862 Treasury stock (47) (402) (385) (58) Statutory reserves 317 458 458 70 Accumulated other comprehensive income 70 (5) 9 1 Retained earnings 1,987 2,652 2,925 448 Total FinVolution Group shareholders' equity 7,948 8,363 Non-controlling Interest 64 87 8,675 69 1,324 11 Total shareholders' equity 8,011 8,430 8,744 Total liabilities and shareholders' equity 18,304 14,882 14,909 1,335 2,276 22 22

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