Investor Presentaiton

Disclaimer This document is provided to you upon request, the addressee only and is provided on a confidential basis by Emirates Islamic Bank PJSC ("Emirates Islamic Bank" or "Bank”) and solely for your information and may not be reproduced, disclosed or distributed to third parties. This document does not constitute an agreement or contract between you and Emirates Islamic Bank and must be read in conjunction with the applicable terms and conditions and agreement for services. Past performance is not an indication of future performance or returns and there may be a risk that some or all of your original investment could be lost subject to the extent of any Sharia compliant capital protection contained within the terms and conditions of the relevant investment. Accordingly, no representation or warranty is made that any performance or return indicated above will be achieved in the future. The information in this document including any expression of opinion has been obtained from or is based upon sources believed to be reliable, fair and not misleading. The information herein may be subject to more complete disclosures contained in the respective full term sheet, prospectus, supplements, financials, subscription forms, redemption forms and related documents which are available on request, and which should be reviewed carefully before any investment decision is made. Before entering into any transaction, you should ensure that you fully understand the potential risks and rewards of that transaction and should determine independently whether that transaction is appropriate given your investment objectives, experience, financial and operational resources, and other relevant circumstances. You may consider consulting an advisor as you deem necessary to assist in making your investment decision. There may be information in this document that is based on data provided by third party sources believed to be reliable, however, neither Emirates Islamic Bank nor any of its directors, officers, employees, agents, affiliates, subsidiaries or holding company, make any representations or warranties, expressed or implied, as to the accuracy or completeness of information contained herein and thus assume no responsibility for it. The content may be subject to further revision, verification and updating, by the relevant sources, and Emirates Islamic Bank undertakes no responsibility thereof. Any forward looking statements (i.e. statements that relate to future, not past, events) included in this material are purely illustrative and do not represent the views of any entity within Emirates Islamic Bank. Unless set out specifically, this document does not take account of any tax effect caused by investing into any of the investments described herein. If the tax effect is taken into account it is based on the Bank's understanding of the tax laws and regulations at the time this document was written, both such laws and the Bank's understanding may change at any time therefore you should take independent tax advice. Emirates Islamic Bank is licensed and regulated by the UAE Central Bank. For contact information, please visit www.emiratesislamic.ae ΞΙ الإمارات الإسلامي EMIRATES ISLAMIC

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