Q3-FY24 Investor Presentation

Disproportionately Large Distribution Network with Unparalleled Rural Presence Distribution Network with Deep Rural Presence Strengthening Distribution Infrastructure Dec 31, Mar 31, June 30, Sep 30, Dec 31, Particulars 2022 2023 2023 2023 2023 ~38 mn Customer Base ~1,53,000 Villages Covered Branches/Banking Outlets 2,384 2,606 2,606 2,631 2,728 BFIL Branches 3,176 3,303 3,394 3,492 3,577 Vehicle Finance Marketing 792 582 561 534 467 6,772 Group Network TJ' 2,939 ATMs Outlets (IMFS) ATMs 2,894 2,878 2,875 2,903 2,939 Geographical Breakdown of Branches Urban 689 25% Rural 628 23% Metro 815 Semi 30% Urban 596 22% 33 Regional Breakdown of Branches Southern 678 25% Western 493 18% Central 361 13% Eastern 562 21% Northern 634 23% IndusInd Bank

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