Investor Presentaiton

Panorama. Supporting advisers and investors. Panorama UX supports both advised and direct to consumer investment and superannuation propositions 0 FUA on Panorama² ($m) BT Wrap migration 49,593 31,240 23,387 24,700 • Best Mobile Platform1 17,041 12,402 • Investment Trends Best Client Portal1 Up 101% WINNER Best Online Business Management¹ Sep-18 Mar-19 Sep-19 Mar-20 Sep-20 Mar-21 One system for all investors & advisers One core operating system Bank connectivity /security BT Panorama's unique offering هههه SMSFs 888 Digital user experience Specialist Businesses Investors on Panorama² (#) BT Wrap migration 67,109 54,781 44,314 32,444 23,462 Up 111% 115,369 Sep-18 Mar-19 Sep-19 Mar-20 Sep-20 Mar-21 Active advisers on Panorama³ (#) SMSF funds on Panorama³ (#) 14,118 3,535 12,310 3,017 2,827 10,981 2,494 9,289 2,291 7,204 1,775 6,215 Up 25% Up 29% Sep-18 Mar-19 Sep-19 Mar-20 Sep-20 Mar-21 Sep-18 Mar-19 Sep-19 Mar-20 Sep-20 Mar-21 1 Investment Trends Platform and Competitive Analysis and Benchmarking Report, December 2020. 2 Migration from BT Wrap to Panorama is underway, expected to complete by 30 June 2021. 3 Advisers and SMSF funds that have been migrated from BT Wrap are not shown separately. 95 Westpac Group 2021 Interim Results Presentation & Investor Discussion Pack Westpac GROUP

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