Investor Presentaiton

Impairments and Profitability Return to stable profitability and cost of risk in 2021 = Impairments (AEDmn) Cost of risk (%) 1.50% - +5% CAGR 1.00% 0.96% 0.65% 0.55% 1,314 954 790 620 658 0.50% 1.28% مصرف أبوظبي الاسلامي ADIB 0.00% 2017 2018 2019 2020 2021 2017 2018 2019 2020 2021 YOY -22% +6% +100% -27% Profit After Zakat & Tax (AEDmn) YOY +0% CAGR Returns (%) 25.0% 19.5% 19.3% 18.6% 20.0% 15.0% 2,300 2,501 2,601 2,330 1,604 10.0% 5.0% 1.9% 0.0% 2017 2018 2019 2020 2021 2017 2018 +9% +4% -38% +45% 0.99% 14.3% 9.6% 2.0% 2.1% 1.3% ROAE 2019 ROAA 1.8% 2020 2021 48

View entire presentation