9M FY2023 Financial Performance

Minimal Residual Exposure to Loans Under Relief; Manageable AQ Trends % of Loans Under Repayment Assistance, Relief and R&R Programmes Against Respective Total Home Market Loans Malaysia Indonesia % of Outstanding Loan Balance^ Auto Finance 31/07/23 31/10/23 % of Outstanding Loan Balance^ 31/07//23 31/10//23 Mortgage 5.1% 4.0% 1.7% 1.6% RSME 8.7% 7.2% Total CFS 0.4% 0.4% SME+ 8.8% 7.6% Global Banking (GB) 1.7% 1.7% Business Banking (BB) 9.2% 7.8% Total Malaysia* 0.8% 0.8% Total CFS 5.8% 4.9% *Includes URUS and Flood Relief Assistance Programmes Global Banking (GB) 8.9% 8.5% Total Indonesia 7.1% 6.4% CFS GB No missed payments for loans under RA and relief programmes Note: ESG loans previously reported in Singapore were not part of the bank's repayment assistance scheme but rather facilities extended by banks at low-cost funding in collaboration with MAS GB Outstanding loans still under relief · • Principal-only deferment option at 10% Other relief packages at 90% • 45% prompt payments Outstanding loans still under relief • Principal-only deferment option at 67% • Reduced instalments at 16% • Conversion of working capital to term loan instalments and facility extensions at 17% • 100% prompt payments ^ Against o/s total gross loans by each country's respective segments @ 31 Jul 2023 & 31 Oct 2023 31

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