Investor Presentaiton

Domestic deposit stock and private cash buffers continue to increase Deposit evolution by geography (€ b) NBG domestic deposit flows (€ b) YoY Group 51.6 51.6 53.5 53.1 54.3 +5.1% SEE & Other Greece 2.1 2.0 1.9 1.8 1.7 -16.0% ☐ ☐ 52.6 +6.0% 51.5 51.3 -2.2 49.6 49.6 -3.6 -4.8 4Q14 1Q15 2Q15 4.7 4.6 3.4 1.5 1.1 0.2 0.5 П U -€10.6b +€17.1b -0.3 1.3 2H15 FY16 FY17 FY18 FY19 FY20 FY21 1Q22 2Q22 Domestic flows ytd (€ b) 1.3 52.6 0.9 52.6 51.3 0.0 51.3 0.4 2Q21 3Q21 4Q21 1Q22 I 2Q22 1Q22 Core Time 2Q22 10022 National Bank of Greece 2Q22 results Financial Results mass Premium Corporates, 2022 Constitutional & other NATIONAL BANK OF GREECE 25

View entire presentation