COVID-19 Business Impact Presentation

NIAT Excluding Divestitures 4,554 -3342 YTD-OVER-YTD1 All-Bank -13.3% YTD/YTD 4,220 3,715 -562 3,659 Q2/19 YTD Adj. NIAT Divestitures Related NIAT Q2/19 YTD Adj. NIAT ex. Divestitures Q2/20 YTD Adj. NIAT Divestitures Related NIAT Q2/20 YTD Adj. NIAT ex. Divestitures 1 Refer to Non-GAAP Measures on Slide 44 for adjusted results 2 Includes divestiture related NIAT of Q2/20 YTD of $55 million in International Banking (Q2/19 YTD: $315 million); Q2/20 YTD of $nil in Global Wealth Management (Q2/19 YTD: $14 million) and Q2/20 YTD of $1 million in non-controlling interest (Q2/19 YTD: $5 million) 26

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