Investor Presentaiton
Key Figures
Q1 2023
Q1 2022
2022
2021
2020
2019
2018
ROE, %
8.9
15.0
12.8
14.0
11.6
10.7
9.8
Expense/income ratio, %
81
69
72
69
70
73
77
0.03
0.16
0.14
0.12
0.11
0.08
0.02
Loan loss level, %
CET1 capital ratio, %
12.4
13.9
12.0
12.1
14.3
13.4
13.0
16.5
Total capital ratio, %
17.5
15.2
15.4
16.5
15.8
15.4
Earnings per share, EUR
0.41
0.71
2.37
2.55
2.02
1.69
1.48
Equity capital per share, EUR
17.18
18.02
18.82
19.39
18.76
16.61
15.67
Lending to the public, EUR M
4,337
3,936
4,303
4,788
4,378
4,110
4,022
3,808
Deposits from public, EUR M
4,238
4,182
4,070
3,605
3,368
3,304
Equity capital, EUR M
292
310
316
332
292
258
242
Risk exposure amount, EUR M
1,901
1,805
1,938
1,976
1,671
1,583
1,578
FTE
34
ÅLANDSBANKEN
871
836
854
815
751
700
691
Going our own wayView entire presentation