Q3-15 Financial Results Highlights
Emirates NBD Profile
Operating Environment
Appendix
Strategy
Financial & Operating Performance
Profit and Balance Sheet Growth in Recent Years
Revenues and Costs (AED Bn)
Revenues
Costs
Profits (AED Bn)
Emirates NBD
Pre-Provision Operating Profits
Net Profits
+6%
+4%
+7%
14.5
4.4
4.2
10.1
+8%
5.1 5.0
+27%
11.9
10.8
3.6
+2%
3.6
11.2
3.6 3.8
+5%
9.8 9.9
10.2
3.2
1.2
1.2 3.4
2.4
7.2
7.6
7.8
+2%)
3.4
1.2
3.2
2.5
0.9
1.0
1.0
6.6 6.3
6.4
0.2
2.3 2.5 2.5
0.8
1.6
1.9
2.3 2.5
3.3
1.5 1.4 1.5
0.4
0.2 2.5 0.7
10.9
8.3 7.5
7.4
7.7
8.7
2.7 2.4 2.6 2.8 3.0 3.2
7.7
0.6
3.9
5.6 5.1 4.9 4.9 5.7
3.2
1.9
2.3
2.6
1.9
2009 2010 2011 2012 2013 2014 9M
15
2009 2010 2011 2012 2013 2014 9M
15
2009 2010 2011 2012 2013 2014 9M
2009 2010 2011 2012 2013 2014 9M
15
15
Assets and Loans (AED Bn)
Assets
Loans
Deposits and Equity (AED Bn)
Deposits
+6%
390
+8%
+3%
342 363
+7%
262
+6%
282 286 285
308
238 246
258 269
215
196 203 218
240
+4%
181
200 193
214
Equity
+9%
43
+6%
41
35
26
26
28 29
29
31
2009 2010 2011 2012 2013 2014 9M
2009 2010 2011 2012 2013 2014 9M
15
15
2009 2010 2011 2012 2013 2014 9M
2009 2010 2011 2012 2013 2014 9M
15
15
Equity is Tangible Shareholder's Equity excluding Goodwill and Intangibles.; All P&L numbers are YTD, all Balance Sheet numbers are at end of period
Source: Financial Statements
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