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Investor Presentaiton

Looking Ahead • • • • • • • Continued benefit from Bendigo Bank Alliance on transaction values Challenges of COVID-19 continue in the immediate term Expectation of rapid rebound from Covid-19 volatility - vaccinations are key Continued focus on assisting our merchants in their recovery journeys Significant TAM exists - focus on increasing share of TAM beyond current 3.8% Appetite to continue investing to capture segment share growth opportunities - step-up in operational and capex investment in key projects areas: Tyro Go dongle eCommerce platform • Next generation terminal Deploy IP in Alliance model to other market opportunities Continuing appetite for 'bolt on' acquisitions - gain scale, leverage platform or capability add "...our experience has been that businesses rebound rapidly as normality returns and we remain optimistic as vaccination rates increase..." "It is an exhilarating time to be a Tyro, we have achieved a lot in the last year, but it is the opportunity in front of us that remains large and exciting..." "We have a mix of features and products in train that will continue to build out our payments centric ecosystem..." "With the digital claiming capabilities...available via Medipass, we have an opportunity in combination with our existing health solution, to create the leading unified claiming and payments platform for Australian healthcare practitioners..." "We have created IP in our model for Bendigo Bank...with potential applicability to other market opportunities. We continue to have appetite for 'bolt on' acquisitions...to gain scale, leverage our platform or capabilities, enhance our market position or supplement our ecosystem." Extracted from Tyro Payments Limited FY21 Media Release 26 August 2021. Quotes from CEO | Managing Director 27 22
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