1Q 2022 INVESTOR PRESENTATION

Liquidity Alinma's liquidity position is healthy and comfortably within regulatory limits NSFR (%) LDR SAMA Ratio (%) 115% 111.7% 109.4% 110.1% 110% 105.8% 105.8% 105% 100% 95% 90% 1Q 21 2Q 21 3Q 21 NSFR Leverage Ratio (%) 20% 15.2% 15% 10% 5% 4Q 21 Regulatory Minimum LCR (%) 1Q 22 92% 90% 88% 86% 84.6% 100% 84% 82% 80% 1Q 21 2Q 21 3Q 21 LDR SAMA Ratio 200% 17.1% 161.6% 138.7% 131.1% 134.1% 133.5% 150% 0% 1Q 21 2Q 21 3Q 21 4Q 21 1Q 22 Leverage ratio Regulatory Minimum 1Q 2022 INVESTOR PRESENTATION 100% 100% 50% 3% 0% 1Q 21 2Q 21 3Q 21 .LCR 4Q 21 Regulatory Minimum 1Q 22 مصرف الإنماء alinma bank 4Q 21 Regulatory Maximum 90% 84.3% 1Q 22 Management Commentary NSFR has improved YoY to 110.1%, comfortably above the regulatory minima of 100%. ■ The LTD SAMA ratio decreased 30bps YoY to 84.3%. ■ The leverage ratio increased 190bps YoY to 17.1%. ■ LCR has decreased YoY 28.1ppts from 1Q 2021 to a level of 133.5% at 1Q 2022. 36/49

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