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Investor Presentaiton

KBC Company profile KBC Group in a nutshell (3) Dividend policy & capital distribution (as of 2022) Shareholder structure (as at end FY22) 47 of 74 • • • We aim to be amongst the better capitalised financial institutions in Europe. As a consequence, the dividend policy of KBC Group is tailored to that purpose. Each year, the Board of Directors will decide, at its discretion, on the total dividend based on the assessment of risks, forward looking profitability and strategic opportunities Payout ratio policy (i.e. dividend + AT1 coupon) of at least 50% of consolidated profit of the accounting year Interim dividend of 1 EUR per share in November of each accounting year as an advance on the total dividend On top of the payout ratio of at least 50% of consolidated profit, each year (when announcing the full year results), the Board of Directors will take a decision, at its discretion, on the distribution of the capital above 15.0% fully loaded CET1 ratio, so-called surplus capital. The distribution of this surplus capital can be in the form of a cash dividend, a share buy-back or a combination of both From the moment Basel IV will apply (as from 1 January 2025 at the earliest), the capital deployment plan will be updated MRBB Other core 7.3% Cera 11.5% 3.7% KBC Ancora 18.6% 58.9% Free float Roughly 41% of KBC shares are owned by a syndicate of core shareholders, providing continuity to pursue long-term strategic goals. Committed shareholders include the Cera/KBC Ancora Group (co- operative investment company), the Belgian farmers' association (MRBB) and a group of Belgian industrialist families The free float is held mainly by a large variety of international institutional investors Highlights Profit & Loss Capital & Liquidity Looking forward BU & FY22 view Company profile KBC Strategy Sustainability Asset quality MREL & Funding
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