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Investor Presentaiton

REGIONAL MANAGEMENT Omni-Channel Originations Provide Market Opportunities Branches are the foundation of Regional's multi-channel strategy. Mail campaigns attract approximately 100,000 new customers per year to Regional. Regional continues to expand digital channel / online lending capabilities to acquire customers. Branch Originated (1) $202.3MM REGIONAL FINANCE $343.0MM REGIONAL FINANCE Retailers $7.3MM Non-Branch Originated (1) Mail $133.6MM Web $23.3MM Small Branch Originated Loans (368 branches as of September 30, 2020) Large Branch Originated Loans (368 branches as of September 30, 2020) Furniture and Appliance Retailers (Relationships with approx. 600 retailers) Convenience Check Loans Digital Lead Generation / Partnership Affiliates (1) YTD Origination Volume as of September 30, 2020 Regional Branch Network Supports All Origination Channels Personal Relationships with Customers 14
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