3Q 2023 Financial Performance

SEGMENTAL PERFORMANCE | INVESTMENT BANKING AND BROKERAGE Modest profitability decline due to lower brokerage fees Net Income Before Zakat Movement (SAR Mn) 45 173 171 -1% Total Operating Income (SAR Mn) 128 +29% 128 108 171 99 20 67 (43) 72 77 22 +19% QoQ 61 35 22 Net income before zakat 9M 22 Net interest income Fee & other income Expenses Net income before zakat 9M 23 3Q 22 2Q 23 3Q 23 Net interest income Fee & other income Brokerage Trading Value (Bn) 25.7 -13% Assets Under Management (SAR Bn) 29.6 +24% Net Income Before Zakat (SAR Mn) 61 +33% اس البنك السعودي الفرنسي Banque Saudi Fransi Net Interest Income 61 +178.7% SAR Million year-on-year Fee & other income 67 -13.1% year-on-year SAR Million Expenses 66 SAR Million +25.4% year-on-year 55.5 48.1 29.5 27.5 21.8 24.0 25.7 28.4 29.0 29.6 29.6 26.0 27.2 23.9 46 -0% QoQ 67 61 46 Brokerage Trading Value (9M 22) +7% -8% QoQ QoQ Ilum 71.5 -46.3% year-on-year 1Q 22 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 1Q 22 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 3Q 22 2Q 23 3Q 23 SAR Billion Investments excludes Investment in Associates | 48

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