Q2 2019 Fixed Income Investor Presentation
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11
CIBC Canadian Real Estate Secured Personal Lending
90+ Days Delinquency Rates
Total Mortgages
Uninsured Mortgages
Uninsured Mortgages in GVA¹
Uninsured Mortgages in GTA¹
Uninsured Mortgages in Oil Provinces
Q2/18
0.25%
Q1/19 Q2/19
0.27% 0.27%
0.20% 0.21% 0.21%
0.10% 0.10% 0.12%
0.11% 0.13% 0.11%
0.51% 0.54% 0.59%
Delinquency rates remained flat in
Q2/19
The Greater Vancouver Area (GVA) and
Greater Toronto Area¹ (GTA) continue to
outperform the Canadian average
Mortgage Balances ($B; spot)
1
203
201
201
HELOC Balances ($B; spot)
21.8
21.8
21.8
112
111
111
12.2
12.3
12.2
63
63
63
6.8
6.7
6.8
28
27
27
2.8
2.8
2.8
Q2/18
Q1/19
Q2/19
Q2/18
Q1/19
Q2/19
1
1
GVA¹
GTA
Other Region
■GVA' ■GTA Other Region
GVA and GTA definitions based on regional mappings from Teranet.
CIBC Q2 2019 Fixed Income Investor Presentation
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