Investor Presentaiton slide image

Investor Presentaiton

IMPROVING NIM WHILE MAINTAINING AMPLE LIQUIDITY NIM - Bank Only vs Consolidated Lending Yield, EA Yield, and Cost of Fund (BRI NIM - Consol. NIM - Bank Only 12.64% 12.31% 12.49% 12.52% 12.30% 12.76% 7.85% 7.45% 7.70% 7.82% 10.47% 10.09% 10.01% 9.47% 9.57% 10.13% 6.98% 6.90% 3.54% 3.73% 6.80% 3.53% 2.68% ! 2.32% 7.22% 2.06% 6.73% 6.89% 19.8 19.4 20.5 20.7 21.1 21.0 19.5 37.5 6.00% 6.67% 2018 2019 2020 2021 2022 Q'23 Loan Yield Earning Asset Yield COF 34.2 32.8 31.9 31.1 30.4 27.8 28.0 28.1 27.1 Loan & Financing to Total EA and LDR 88.40% 88.45% 83.45% 83.53% 84.94% 78.82% 28.6 15.5 19.0 18.7 19.8 19.9 20.2 20.0 21.9 22.8 23.6 23.3 26.1 25.1 25.7 26.3 70.8% 69.6% 67.5% 65.6% 68.4% 70.0% 21.6 18.7 14.5 2018 2019 2020 2021 ■Quarter NII - Consol (IDR Tn) Quarter NII - Bank Only (IDR Tn) 2022 Q'23 2018 2019 2020 2021 2022 1Q'23 % Loan & Financing to Total EA ⚫LDR - Consol. 27
View entire presentation