Investor Presentaiton
•
Funding Strategy
Maximising 'core' customer deposits whilst developing and diversifying wholesale funding
channels:
Diversifying by Product, Investor type and Geography...
...whilst maintaining the most appropriate mix of short term and long term funding...
The Bank's funding mix is below:
3%
4%
6%
1%
3%-
5%
6%
4%
3%
43%
...and achieving the optimal funding cost.
Sept 2005
Customer Deposits
Deposits by Banks
Outstandings (€Bn)
€15Bn EMTN Programme
€ 8.1*
□ ECP
□ USCP
□ EMTN
ACS
€ 4.0
☐ CDs
$15Bn USDCP Programme
€ 4.3
☐ ACS
Other Debt Securities
Other Liabilities
☐ Sub Debt
Stockholder Funds*
New Instruments/Programmes
€5Bn ECP Programme
€ 4.5
CD's
€ 7.3
22%
Excludes Life funds held on behalf of Policyholders
* Net of Pensions
.
As at Sept 2005
17
US$ Extendible Notes (Oct 2005)
€2.5Bn CanDCP Programme (Nov 2005)
* Excludes Sub Debt Issues of €2.9 Bn
Bank of Ireland
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