Investor Presentation Q4 2001

$ Scotiabank Argentina - risks manageable cross-border exposure, October 31, 2001, $ millions Brady Bonds (collateralized) 143 Lending - high-grade corporate/other 346 - trade/interbank 199 Investment - Scotiabank Quilmes 326 1,014 % of total loans & acceptances 0.5% Additional $100 million in reserves 33 Scotiabank # days 40 Low variability of trading revenue... Net trading revenue, fiscal year 2001 35 30 25 45 5th percentile 95th percentile 20 I 15 10 T 5 0 عالمية (7) (5) (3) (1) 135 7911 $ millions 34 13 15

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