Investor Presentaiton

48 COVID-19 Initiatives PRIVATE AND PROPRIETARY For Employees Flexible work arrangements Shifting schedules, remote work, redeployment to nearer worksite Additional allowances and benefits Provided shuttle services, meal and transportation allowances To employees who reported on-site during the lockdowns Safety as our top priority Enforcement of health and safety protocols Promotion of free online courses In-house and external training for upskilling Free webinars for mental health and well-being To offer support and empower our people COVID-19 Vaccination Program +90% of our workforce are fully vaccinated (as of YE 2021) Vaccination for employees, their dependents, and other household members For Clients Waived Interbank Fund Transfer Fees For InstaPay and PESONet, until 30 June 2021 Adjusted PESONet Fees Halved to P50 per transaction (from P100) Starting 2 Nov 2021 Loan Payment Moratorium In response to the Bayanihan to Heal as One Act and the Bayanihan to Recover as One Act Adjusted branch schedules nationwide With shortened banking hours Daily list of branch schedules are posted online Mobile ATMs Travelled around Metro Manila and nearby provinces To reach clients during the lockdowns Accelerated digital channel enrolments and online account opening Through Earnest, Metrobank mobile app, Metrobank Online To provide convenient banking services For Communities Metrobank You're in good hands GT GT CAPITAL HOLDINGS INCORPORATED P346 million donation since the start of the pandemic for various aid programs PPES for health care and security front liners, COVID-19 testing kits and molecular laboratories, food relief packages, laptops and tablets for students, etc. 50 years Together towards the future Thank you for your trust and support! P15 million grants given to partner organizations For programs in health, education, livelihood, and sustainable feeding P2.5 million donation on our 59th anniversary, Metrobankers gave their meal allowances For the benefit of 15 community pantries nationwide Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands

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