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Investor Presentaiton

Per Capita Trend Per capita spending on Retail Pharmacy remained high in 2021. In contrast to previous years, however, spending growth for this service category increased only slightly. Retail Pharmacy grew by only 1.0 percent in 2021, compared to 6.9 percent in 2019 and 8.3 percent in 2020.7 Pharmacy rebates, which totaled $420 million in 2021, had a significant impact on lowering the annual growth in Retail Pharmacy spending (see sidebar for more information on pharmacy rebates) Without accounting for rebates, per capita growth in Retail Pharmacy spending was 3.9 percent. Drivers of Statewide Spending Growth Two factors determine a particular service category's contribution to overall spending growth - the level of per capita spending for the service category, and its annual rate of growth. At the state level, growth in Hospital Outpatient and Other Professional spending drove overall spending growth in 2021 (see Exhibit 2.5). Per capita spending on Hospital Outpatient services - which was already high - grew significantly in 2021, making it the largest contributor to overall spending growth. Per capita spending on Other Professional services was moderate, but increased significantly, making this service category a second significant cost driver for 2021. Drug Rebates Health plans often negotiate with drug manufacturers - either directly or through pharmacy benefit managers - to receive discounts on prescription drugs. These discounts or rebates are paid to the plan after a drug has been dispensed, effectively reducing the cost of the drug. Manufacturers use these rebates as a negotiation tool to earn favorable placement on the insurer's preferred drug list or formulary, which increases the drug's market share. Exhibit 2.5: State Level Service Category Contribution to Growth, 2020-2021 Other Professional 20.0% 13.1% 15.0% Other Claims Professional Physician 7.9% 13.0% 10.0% Hospital Outpatient 10.2% 5.0% Hospital Inpatient 3.4% 0.0% Long-Term Care Retail Pharmacy 1.0% -5.0% Non-Claims -6.1% -1.9% -10.0% -15.0% -20.0% $200 $400 $600 $800 $1,000 $1,200 $1,400 $1,600 $1,800 $2,000 Per Member Per Year Source: OHIC analysis of TME data from insurers, CMS, and the Rhode Island EOHHS. Data are unadjusted. Retail and medical pharmacy rebates are accounted for in the reporting of Retail Pharmacy spending. Data do not include NCPHI. The width of the bubbles represents contribution to growth. 7 For more information on 2019 spending growth performance see: OHIC, Rhode Island Cost Trends Steering Committee (slides 9-47), April 29, 2021. https://ohic.ri.gov/sites/g/files/xkgbur736/files/documents/2021/April/Cost-Trends/steering-committee-meeting-2021-4-29-for-sharing.pdf. For more information on 2020 spending growth performance, see: Office of the Health Insurance Commissioner, Performance Year 2020 Cost Trends Report. 8 The timing of rebate payments may be irregular, which may cause modest distortions in the total amount of rebates in a given year. 9 Contribution to overall spending growth was calculated by taking the absolute difference in per capita spending between 2020 and 2021 for each service category and dividing it by the sum of the absolute differences in per capita spending between 2020 and 2021 for all service categories. 14 Annual Report: Health Care Spending and Quality in Rhode Island
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