Emirates NBD Financial Performance and Market Update
Appendix
Strategy
Financial & Operating Performance
Emirates NBD Profile
Operating Environment
Capital Adequacy
•
Highlights
In Q2-17, Tier 1 ratio improved by 0.5% to 18.3% and CAR
increased by 0.5% to 20.7%
Increase in Tier 1 capital from retained earning more than
offsetting modest increase in risk weighted assets
Capital Movements
AED Bn
Capitalisation
Emirates NBD
19
20.5
20.5
21.2
20.2
20.7
17.9
18.3
18.0
18.7
17.8
51.8
53.5
54.4
53.4
55.3
6.6
6.7
6.5
6.4
6.4
45.3
46.8
47.8
47.0
48.9
Q2 16
Q3 16
Q4 16
Q1 17
Q2 17
T2
T1 -T1 %
CAR %
Tier 1 Tier 2
Total
Capital as at 31-Dec-2016
Net profits generated
+5%
47.8 6.5
54.4
3.9
3.9
253.5
FY 2016 dividend paid
(2.2)
(2.2)
24.1
260.6
24.1
256.2
5.1
5.5
25.7
263.8
25.7
267.1
25.7
5.0
7.3
8.4
Risk Weighted Assets - Basel II (AED Bn)
Tier 1 Issuance/Repayment
Tier 2 Issuance/Repayment
Amortisation of Tier 2
Interest on T1 securities
Other
224.3
231.0
225.4
230.9
233.0
1
(0.3)
(0.3)
Q2 16
Q3 16
Q4 16
Q1 17
Q2 17
(0.3) (0.1)
(0.4)
Capital as at 30-Jun-2017
48.9 6.4
55.3
Operational Risk
Market Risk
Credit RiskView entire presentation