Investor Presentaiton

SMFG India Credit Pragati Ki Nayi Pehchaan AUM (INR bn) 425 YoY % ↑ 24% 398 80 60 366 361 341 73 64 40 67 62 62 Business Momentum AUM crossed INR 400bn (+24% YoY); Active customer base at 3.7mn Live Customers (#, '000s) 3,670 3,587 43 YoY % 34% 47 3,276 3,181 38 40 2,731 36 3,544 3,624 3,238 3,142 345 325 2,695 302 294 280 Dec 22 Mar 23 Jun 23 Sep 23 Dec 23 Dec 22 Mar 23 Jun 23 Sep 23 Dec 23 SMICC SMHFC SMICC SMHFC 32

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