Investor Presentaiton

Financials BAJAJ B FINSERV in Crore Financials snapshot Q4 FY23 Q4 FY22 Y-o-Y FY23 FY22 Y-o-Y Assets under management 69,228 53,322 30% 69,228 53,322 30% Assets under finance 62,114 46,482 34% 62,114 46,482 34% Interest income Fee and other income Total Income Interest expenses Net Interest Income Operating Expenses Loan losses and provisions 1,520 961 58% 5,269 3,482 51% I 65 97 -27% 396 285 39% 1,585 1,058 50% 5,665 3,767 50% 954 606 57% 3,211 2,155 49% 631 452 40% 2,454 1,612 52% 167 147 14% I 630 471 34% 57 38 50% 124 181 (31%) 407 302 Profit before tax Profit after tax Key Ratios: Operating expenses to Net Interest Income 26.5% 32.5% 25.7% 29.2% Loan loss to average AR* 0.38% 0.34% 0.23% 0.45% Return on Average Assets* 2.01% 1.76% 2.32% 1.78% Return on Average Equity * 11.67% 11.92% I 14.59% 11.12% 267 52% 1,700 960 77% 198 53% 1,258 710 77% I * annualized

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