HDFC Operational & Financial Highlights

HDFC WITH YOU, RIGHT THROUGH HDFC CREDILA FINANCIAL SERVICES LIMITED (HDFC CREDILA) . HDFC holds 100% in HDFC Credila • • • HDFC Credila is a non-banking finance company and was the first Indian lender to exclusively focus on education loans The company lends to under-graduate and post-graduate students studying in India or abroad As at December 31, 2022 ■ Profit After Tax (as per Ind AS): Rs. 1.85 bn - 28% growth ■ Cumulative loans disbursed: Rs. 224 bn ■Loan book outstanding: Rs. 136 bn • 30% of the loan book is collateralised Gross non-performing assets: 0.14% (based on RBI's Nov 12, 2021 circular) 47 47

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