Scotiabank Business Overview and Economic Outlook slide image

Scotiabank Business Overview and Economic Outlook

Sectors Most Impacted by COVID-191 Most Impacted Sectors as a % of Total Loans Canada Real Estate: Office and Retail C&CA 9% $B %IG 4.7% Mexico 3% 4.1% 4.0% 4.0% 56% Office REIT 1.1 73% $9.1B Office Real Estate 3.7 50% 11% U.S. (1.5% of total loans) Retail REIT 1.3 95% Q2/20 Q3/20 Q4/20 Q1/21 7% Retail Real Estate 3.1 54% Other 1% 13% Europe Total² 9.1 61% Latin America Canada Other Hospitality & Leisure 27% 9% Total Loans $626.0B Energy E&P and $B %IG C&CA Oilfield Services: 1.2% Hotels 3.8 22% Real Estate Office $4.9B = Cruise Lines 0.3 and Retail: 1.5% (0.8% of total loans) 0% 17% Transportation - Air 33% Latin Gaming 0.7 0% Travel: 0.4% 4% America U.S. Total² 4.9 18% Hospitality & Leisure: 0.8% 10% Mexico Transportation: Mexico Canada Latin America 14% Air Travel 7% 5% $B %IG C&CA 8% Total COVID-19 High Impact: 4.0% $2.6B Aircraft Finance 1.1 99% Other (0.4% of total loans) Airlines 0.3 4% 14% 52% 1 Sectors which have experienced the greatest disruption in normal business activities and impact to revenue due to the COVID-19 pandemic (including, but not limited to, government-mandated closures) relative to other sectors Airports 1.1 57% Europe Total² $2.6 69% 2 May not add due to rounding 45
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