First Quarter Group Results

Financial Highlights - Q1 2023 Income Statement Gross earnings: Balance Sheet N270.0Bn +41% YoY Customers' deposits: N9.14n +2% YtD Net-interest income: N120.8Bn +20% YoY Gross loans: №4.15Tn +1% YtD Non-interest income: N72.8Bn +27% YoY Total assets: N13.36Tn +9% YtD Profit before tax: N86.6Bn +27% YoY Total shareholders' funds: 1.44Tn +5% YtD Profit after tax: N66.0Bn +13% YoY © 2023 ZENITH BANK PLC | First Quarter Group Results Presentation to Investors & Analysts | Page 11

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