Muthoot Finance Credit Ratings & Financial Analysis

GOLD LOAN PORTFOLIO Gaining scale over the years Gold Loan Assets Under Management* Ⓡ Muthoot Finance (in billions) 520 496 462 480 440 408 405 400 377 360 336 320 288 280 272 260 233 240 216 243 200 160 120 80 40 0 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 *Principal amount of gold Loan assets 24

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