Investor Presentaiton

Aavas 3.0: Building a Lasting Institution Aavas 1.0 H 2012 AUM (INR Bn) FINANCIERS HOME LOAN Au HOUSING FINANCE LIMITED Aavas 2.0 Aavas FINANCIERS LTD SAPNE AAPKE SAATH HAMAARA Aavas 3.0 Aavas FINANCIERS LTD SAPNE AAPKE, SAATH HAMAARA Aavas FINANCIERS LTD SAPNE AAPKE SAATH HAMAARA 2016 2023 Investment (2016) by: IPO (October 2018) KEDAARA Partners Group 3SE NSE Industry-leading growth EXPERENCE THE NEW 40.7 59.4 78.0 94.5 113.5 141.7 0.0 1.2 4.1 8.4 16.8 26.9 FY12 FY13 FY14 FY15 FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 # of 25 35 42 44 94 165 210 250 280 314 346 branches Evolution No. of CXOs Proof of concept of the affordable housing finance model under AU's ownership 1 Perfecting the model and building a foundation to scale under private equity ownership 4 Note: FY28E bar is only for illustrative purposes FY28E Scaling and institutionalization 10+ 7

View entire presentation