Sustainable Banking: Integrating ESG with Business, Risk & Operations

3 Leapfrogging Digital 2.0 Digital 2.0 Strategy to drive 3 main objectives across business lines Continued Execution on Our Digital 2.0 Initiatives 1 Build Enriched Digital Value Proposition Stacks 2 Build new digital business models 3 Transform existing lines of businesses Launched in FY22 1. Easy credit for unsecured retail loans 2. Easy Credit for Business O O D 32 3. Merchant solutions app Work in Progress 4. Differentiated payments & finance solution for individuals 5. SME Digital Offering IndusInd Bank

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