Investor Presentaiton
SBERBANK
170 YEARS. BY YOUR SIDE
ANNUAL REPORT
CONTRIBUTING TO THE ECONOMIC
DEVELOPMENT OF THE COUNTRY
2011
132
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Partner
MAJOR EVENTS FOR SMALL BUSINESSES
Association of Young Entrepreneurs
Chamber of Commerce and Industry
Russian Microfinance Centre
Event
Entrepreneurship: Strategies and Prospects-Youth
Innovation Forum
11th National Conference for Small- and Medium-Sized
Enterprises
10th National Microfinance Conference
In 2011, Opora Russia, a national non-governmental small- and
medium-sized business association, became our strategic partner,
with its president, Sergey Borisov, being appointed Vice President of
Sberbank. Having retained the position of Head of Opora Russia, he
is able to support small businesses while considering the interests
of both entrepreneurs and the Bank.
In order to step up activities in this area and support the implementa-
tion of our Small Business Development Concept, the Bank created
a dedicated department for liaising with entrepreneur associations
and monitoring conditions for small business development. Managers
responsible for this have been assigned in regional banks.
Area of collaboration
MAIN AREAS OF THE BANK'S COOPERATION WITH OPORA
RUSSIA IN 2011
Development of mobile solutions for small businesses
(Opora Russia)
Entrepreneurial Climate in Russia: the Opora Index
2010-2011 a global research project
The Russian Business Success Awards (Opora Credit)
Result
Minimised the Bank's credit risks, simplified the
process for inexperienced entrepreneurs starting up
a new business
Obtained a better understanding of the business
climate in different regions and selected lower-risk
regions to pilot the Business Start project
Promoted the Bank's new small business support
strategy and built relationships with regional
governments in this field
The award ceremony was held at the 2011 Sochi International Invest-
ment Forum.
One of the Bank's priorities is participating in government pro-
grammes to provide financial support for small- and medium-sized
businesses. We do this through partnering with a network of guaran-
tee funds that includes 78 regional funds created under government
programmes. In 2011, the Bank extended over RUB 8 billion of loans
guaranteed by the funds.
corporate social responsibility >>>
1929
1920s
The winners get prizes. 1926
The State Labour Savings Bank
Headquaters was the initiator
of the All-Union competition
held throughout the year and it
became traditional for a long
time. The local savings banks
employees' activity in attracting
depositors was evaluated. The
winners received cash bonuses
1920s
Thrift memo. 1929
In Moscow and Leningrad
savings banks a universal
savings book was issued. It
functioned on the territory of a
certian region, an autonomous
republic, etc. Within the first
year 4,383 people got the
universal savings book
1920s
State bond of the internal
winning loan for farms
strengthening. 1928
The main peculiarity of state
labour savings banks in the
1930s was the active State
attraction of individual investor
funds for solving economic
problems through the system
of savings banks
170 YEARS. IT'S JUST THE BEGINNING
WWW.SBERBANK.RU
133
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