Investor Presentaiton

Consistent Spreads 19 Yields/Cost of Borrowings (%) 17.30% 17.20% 17.03% 17.00% 16.89% 16.89% 17.00% 16.89% 16.85% 16.90% 9.80% 9.80% 8.43% 7.74% 8.10% 8.00% 7.90% 8.10% 7.74% 7.70% FY 19 FY 20 FY 21 FY 22 FY 23 DEC 21 MAR 22 SEP 22 DEC 22 MAR 23 NIM (%) 9.15% 9.15% 9.15% 8.90% 8.89% 9.00% 8.90% 7.40% 8.60% FY 20 FY 21 FY 22 FY 23 Dec 2021 Mar 2022 Sep 2022 Dec 2022 Mar 2023 Q4 FY 23 Investor Presentation APTUS™

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