4Q 2022 INVESTOR PRESENTATION

Segmental Performance - Investments & Brokerage Modest non funded income growth driving strong net income growth in FY 2022 SAR (mn) FY 2022 FY 2021 A% 4Q 2022 4Q 2021 A% Assets Under Management (SARbn) -0% مصرف الإنماء alinma bank 76.4 76.3 77.5 73.5 76.2 Income from investments and financing, net 92 92 -0% 24 24 -2% Fees from services & other income 626 545 +15% 164 115 +43% 718 637 +13% 188 139 +35% Total operating income Total operating expenses 273 238 +15% 79 19 64 +23% Income before Zakat 463 387 +20% 106 63 +68% Brokerage Trading Income (SARmn) -35% 118.8 77.2 4Q 21 1Q 22 2Q 22 3Q 22 4Q 22 QoQ -0% +2% -5% +4% Brokerage Trading Values (SARbn) -32% 145.9 99.2 FY 21 FY 22 FY 21 FY 22 4Q 2022 INVESTOR PRESENTATION Management Commentary ■ Investment and brokerage (I&B) operating income rose by 13% YoY to SAR 718mn from 15% growth in non-funded income. ■ I&B net income increased 20% YoY from higher income despite a 15% increase in expenses. ☐ Brokerage trading income and brokerage trading values for FY 2022 declined by 35% and 32% respectively YoY, while AUM decreased by 0.3% YoY. 42/49

View entire presentation