Economic Indicators and Efforts for Sustainability
Table of Changes in Borrower Classification
Activities for supporting enhancement of corporate value are conducted through business feasibility assessments of customers
Corporate revitalization support is provided mainly by the Corporate Support Office
Use of various types of revitalization schemes, such as reconstruction funds and the SME Business Rehabilitation Support Co-operative,
as well as solution sales
Upper row: Number of borrowers
0000
[Changes in borrower classification for business borrowers] (one year)
September 30, 2022
Rate of
degradation to at
Lower row: Credit amount
Normal
Total
Borrowers
requiring
(Hundreds of millions of yen)
borrowers
Borrowers under
strict observation risk of bankruptcy
Borrowers at
close monitoring
Substantially
bankrupt
borrowers
Improvement
Degradation
Bankrupt
borrowers
risk of bankruptcy
or below
18,779
17,279
16,697
529
Normal borrowers
36,109
36,955
36,140
772
22
21
20
9
3
0.17%
582
29
14
1
1
0.04%
816
Borrowers requiring close
2,329
2,211
541
1,546
19
103
2
O
4.51%
541
124
monitoring
4,082
3,813
1,088
2,557
28
139
1
0
3.42%
1,088
167
Borrowers under
139
127
13
15
82
13
3
1
12.23%
28
17
September 30, 2021
strict observation
315
294
17
15
234
27
0
0
8.67%
32
27
Borrowers
385
360
22
31
7
295
3
2
60
5
at risk of bankruptcy
565
513
11
30
13
456
1
1
55
2
Substantially
69
46
0
0
0
46
0
0
0
bankrupt borrowers
12
8
0
0
0
8
0
0
0
23
7
0
0
0
0
0
7
0
Bankrupt borrowers
4
1
0
0
0
0
0
1
0
Total
21,724
41,088
20,030
17,273
2,121
129
431
63
13
629
728
41,584
37,256
3,374
304
636
11
2
1,175
1,012
(Note 1) The chart displays the changes in the borrower classification from September 30, 2021 to September 30, 2022.
(Note 2) The balances after changes are the balances after write-offs as of September 30, 2022.
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