Investor Presentaiton

GROUP QUARTERLY INCOME STATEMENT BY CORE BUSINESS International Retail Banking French Retail Banking and Financial Services Global Banking and Investor Solutions Corporate Centre Group In EURm Q422 Q4 21 Q422 Q421 Q422 Q421 Q422 Q421 Q422 Q421 Net banking income 2,219 2,221 2,369 2,159 2,452 2,147 (155) 93 6,885 6,620 Operating expenses (1,717) (1,688) (1,100) (1,088) (1,469) (1,402) (324) (387) (4,610) (4,565) Gross operating income 502 533 1,269 1,071 983 745 (479) (294) 2,275 2,055 Net cost of risk (219) 20 (133) (96) (78) (3) 17 (7) (413) (86) Operating income 283 553 1,136 975 905 742 (462) (301) 1,862 1,969 Net income from companies accounted for by the equity method 4 0 2 0 2 1 (1) 1 7 2 Net profits or losses from other assets 51 21 (1) 8 6 (9) (60) 429 (4) 449 Impairment losses on goodwill 0 0 0 0 0 0 0 (114) 0 (114) Income tax Non controlling Interests Group net income Average allocated capital** Group ROE (after tax) (88) (159) (274) (238) (153) (107) 31 193 (484) (311) 0 1 205 161 6 6 10 40 221 208 250 414 658 584 754 621 (502) 168 1,160 1,787 12,673 11,847 10,531 10,523 15,806 14,745 16,880* 16,763* 55,889 6.9% 53,878 12.1% * Calculated as the difference between total group capital and capital allocated to the core businesses ** Amounts restated compared with the financial data published in Q4 21 NB: Amounts restated in Q1 22 to take into account the transfer of Private Banking activities (French and international) to the French Retail Banking. Includes other activities transferred after the disposal of Lyxor SOCIETE GENERALE 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023 38

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