25 YEARS IN INDIA: LEADING WITH IMPACT
NPA and Risk
Management
Asset quality: Many NBFCs across categories continue to witness deterioration
Improvement in asset quality
8.4
8.0
4.3
3.3 3.3
3.0
2.4
2.2
7.7
7.4
0.9
0.6
Gross Non-Performing assets (%)
Deterioration in asset quality
4.0
3.2
3.0
2.22.0
2.0
1.9
1.8 1.7
5.4
2.7
Select NBFCs
7.6
7.0
6.8
4.4
4.1
4.0
3.7
3.0
0.9
Poonawalla Capri
Fin
Global
Tata
Satin
GIC
Capital Creditcare Housing
Fin Ser.
Finance
Can Fin
Homes
Bajaj
Finance
Asirvad
Micro
Finance
Manappuram IIFL
Fin. Finance
LIC Indiabulls Muthoot Cholaman
Housing Housing Finance Inv.&Fn
Finance Finance
PNB
Repco
Housing
Home
Finance
61%
115%
79%
NA
43%
52%
58%
NA
8%
123%
43%
NA
11%
40%
41%
32%
XX%
PCR % (FY22)
FY21
FY22
Note:
Source: Investor Presentation, Analyst Report BCG Analysis
30
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