Investor Presentaiton
CIMB Thai: Earnings Summary
CIMB THAI
ชีไอเอ็มบี ไทย
Before GAAP Adjustments
4Q21
3Q21
Q-o-Q
FY21
FY20
Y-o-Y
(THB 'mil)
Net interest income
2,385
2,484
(4.0%)
9,951
10,939
(9.0%)
Non interest income
1,079
1,115
(3.2%)
4,396
3,988
10.2%
Operating income
3,464
3,600
(3.8%)
14,347
14,927
(3.9%)
Overhead expenses
(2,110)
(1,933)
9.2%
(8,176)
(8,899)
(8.1%)
PPOP
1,354
1,667
(18.8%)
6,171
6,028
2.4%
Provisions
(598)
(765)
(21.8%)
(3,319)
(4,468)
(25.7%)
PBT
756
902
(16.2%)
2,852
1,560
82.8%
Net Profit
732
753
(2.8%)
2,441
1,291
89.1%
EPS (THB)
0.02
0.02
0.07
0.04
75.0%
Net Profit (RM 'mil) ~
95
99
(3.9%)
316
173
82.7%
PBT (RM 'mil)
*
89
98
(9.8%)
309
140
120.7%
Net profit (RM 'mil) *
88
83
5.5%
267
118
126.3%
ROE (Annualised)
6.8%
7.1%
(30bps)
5.7%
3.1%
260bps
Notes:
*
Local GAAP
After GAAP and MFRS 139 adjustments
40View entire presentation