KBank Subsidiaries and ASEAN Economic Strategy slide image

KBank Subsidiaries and ASEAN Economic Strategy

K KASIKORNTHAI Other Operating Expenses June 2020 (Consolidated) Other Operating Expenses Structure ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK (Bt bn) 72.73 I 75 66.37 68.35 63.85 29% 65 26% 27% 28% Impairment on Application Software & Related Expenses 55 0.2% 0.2% 0.2% Others 0.2% 45 7% 7% 7% 7% ■Directors' remuneration 18% 35 19% 19% 19% 1 33.28 27% Taxes & Duties 25. 8% 0.4% I 18% 15 47% 46% 46% 47% I Premises & Equipment 147% 5 ■Employee's expenses -5 2016 2017 2018 2019 1H20* 1H20 other operating expenses decreased 1.41% YoY, resulting mainly from employee's expenses, advertising and marketing activities expenses; while, debt management expense increased Other Operating Expenses (Bt bn) Other Operating Expenses Growth (%YoY) 2016 63.85 2017 2018 2019 1H19 66.37 68.35 72.73 33.75 1H20 33.28 1Q20 17.48 2Q20 15.80 (4.20%) 3.94% 2.98% 6.41% 9.19% (10.97%) | 3.33% (1.41%) Note: *The Bank and its subsidiaries have adopted new accounting standards (TFRS 9: Financial Instruments) since January 1, 2020 onwards, some financial statements and financial ratios are not comparable with previous years' financial figures, which were based on the prior accounting standards (non-TFRS9). บริการทุกระดับประทับใจ 67 K KASIKORNTHAI Loan Growth June 2020 (Consolidated) 15 (%) Loan Growth (% YoY) 10 10 6.20 6.17 5.45 4.59 5 10.01 0 2016 2017 2018 2019 1H20* ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK 1H20 loans grew 10.01% YoY, mainly from COVID-19 relief measures (mainly from SME) and corporate business 2016 2017 2018 2019 1H19 1H20 Loans (Bt bn) 1,698 1,803 1,914 2,002 1,933 2,127 1Q20 2,043 2Q20 2,127 Loan Growth (% YoY) 5.45% 6.20% 6.17% Loan Growth (% YTD) 5.45% 6.20% 6.17% 4.59% 4.59% 5.16% 10.01% 6.70% 10.01% 1.00% 6.23% 2.05% 6.23% Note: * The Bank and its subsidiaries have adopted new accounting standards (TFRS 9: Financial Instruments) since January 1, 2020 onwards, some financial statements and financial ratios are not comparable with previous years' financial figures, which were based on the prior accounting standards (non-TFRS9). บริการทุกระดับประทับใจ 88 68
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