Scotiabank Investor Presentation

• • Global Wealth Management Strong investment performance, increasing scale Market-Leading Capabilities Award-Winning Investment Management 1832 Asset Management's outstanding investment management results recognized with a combined 50 awards by Fund Grade A+ and Refinitiv Lipper Strong investment return with Dynamic Funds ranking #2 among Independents for 5 year returns. Launched 6 new Environmental, Social and Governance (ESG) focused products across Scotia, Dynamic, and Tangerine. #2 in market share in Retail Investment Fund Assets in Canada Chile Asset Management received 5 Premios Salmon mutual fund awards Scotia Fondos solidified #2 market share in Peru Investment Performance Highlights 72% (1) of 1832 Asset Management assets in the % top two quartiles over a five-year period 87% %(7) of Dynamic Funds assets in the top two % quartiles over a five-year period Tailored Advice Scotia Wealth Management 2022 Global Finance Awards: Best Private Bank for Net Worth between $1MM and $24.9MM and Best Private Bank for women clients Scotia Wealth Management 2022 The Banker: Best Branding in private banking (North America) and Best Private Bank for wealthy women Largest Private Investment Counsel business in Canada (SWM MD, JFL) • Scotia Wealth Management Mexico obtained #1 in Great Place to Work in the Country ⚫ Scotia iTRADE ranked #1 overall among the Big 5 Banks in the 2021 Surviscor Canadian Online Brokerage Ranking for best overall online experience Investing in product innovation including the new Medicus Pension Plan: a first-to-market offering, fulfilling a long-standing need for physicians and Scotia iTRADE Enhanced Commission-Free ETF program Launched new digital platforms Scotia Smart Investor, the new iTRADE app, and Dynamic Advisor Site 1 October 31, 2022 40 40

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