Investor Presentation December 2021

Strong Management Team Mr. Santoy John, Chief Compliance Officer Dhanlaxmi Bank ■ Post Graduate in Science, CISA & CAIIB and PGCP in Business Management from XIMB Bhubaneswar, previously associated with ICICI Bank and RBL Bank. ■ Over 24 Years of experience covering Teaching, Retail Banking, Internal Audit, Information Security, Payment systems, Centralized Operations and Compliance. Mr. Binoy B.S, Head- Internal Audit ▪ Graduate in Science, LLM & CAIIB; Over 25 years of experience in banking including working with South Indian Bank and 5 years' as a practising lawyer. ■ Vast experience in Legal, Credit Sanction, Credit Monitoring and Recovery. Mr. Satheesan V, Chief Vigilance Officer ■ Graduate in Law (BAL, LLB), Master of Business Law (MBL) and MBA (International Business); ■ Over 29 years experience which includes as a practicing lawyer and with Indian Overseas Bank. Has the Additional charge as Head-Legal. Mr. Suresh M Nair, Chief Credit Officer ■ Bachelor in Commerce and CAIIB; Over 40 Years of experience in Banking with SBI Group (State Bank of Travancore, State Bank of Patiala & State Bank of India). ▪ Vast experience in Corporate Credit, SME, Stressed assets & Project Finance. Mr. Gurumurthy R.K, Head Treasury ■ Commerce Graduate with CAIIB ■ 39 years of experience in Commercial & Investment Banking with specialization in Treasury operations for over 30 years. Mr. Venkatesh H, Company Secretary A qualified Company Secretary, Chartered Accountant, Cost Accountant and Post Graduate in Commerce & JAIIB. • Over 8 years of experience in Secretarial operations. Investor Presentation December 2021 established 1927 21

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