ANZ Financial Performance Overview
SECTION 6
Existing and future problem loans are well provided for
60%
• The period 1998 through 2003 has seen Group
GP trend down 16% to 101 bps, consistent with
the sustained de-risking of the Group lending
book.
48%
50%
• As at September 2003, gross non-accrual loans
were 61 bps of GLAS (or A$1.0bn). Of this, 48%
was covered by specific provisioning.
• Group levels of general and specific provisioning
compare favorably with Australian banking peer
group.
40%
30%
20%
10%
Specific Provision/Non-Accrual Loans
31%
30%
43%
0%
ANZ Sep 03
CBAJun 03
NAB Mar 03
WBC Mar 03
%
General Provision/RWAS
1.20
1.01
0.95
1.00
0.90
0.75
0.80
0.60
0.40
0.20
0.00
T
ANZ Sep 03
CBA Jun 03
NAB Mar 03
WBC Mar 03
ANZ
Note:
1.
As per most recent company financial reports for CBA, NAB and WBC
57View entire presentation