Government Measures to Mitigate Covid-19 Risk
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■CAR
Resilient Financial Institutions
■Tier 1
Domestic financial institutions remain sound and stable, supported by strong capitals and leverage amidst hurdles due to the
pandemic...
CAR of the banking sector remained high and stable at 23.84%, with
Tier-1 capital at 22.06% as of December 2020. *)
RBC of the insurance industry remained high and well above the
minimum threshold (120%) with Life Insurance RBC at 529% and
General Insurance RBC at 343%. *)
Sep-20
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As of December 2020, banking sector's profitability remained adequate
with a slight increase from the following month. *)
6
■Net Interest Margin
Return on Assets
Gearing ratio of multi-finance companies remained steady far below
the threshold in December 2020. *)
%
4
4.32
3
Source: Financial Service Authority (OJK) *) provisional figures due to the relaxation on financial institutions' report to OJK because of Covid-19
Dec-20
2
1.59
1
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T
T
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135
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Life Insurance (Lhs)
900
23.84
800
22.06
700
600
500
400
300
200
General Insurance (rhs)
400
343
350
300
529
250
- 200
100
0
threshold Insurance RBC (Lhs)=120%
threshold Insurance RBC (rhs)=120%
150
100
50
0
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