Investor Presentaiton

Economic Aspect Sustainable financing grew 11.9% YoY >>> Sustainable financing (in Rp trillion) 25.0% 14.9% 18.6% 11.9% YOY 2.2% 193 183 173 159 128 80 81 74 YoY: 8.5% Green 71 50 Financing MSME 77 88 102 99 113 YoY: 14.5% Dec-20 Dec-21 Dec-22 Sep-22 Sep-23 % to total 22.2% 24.8% 25.4% 25.1% portfolio 25.0% >> Key Highlights up to Sep-23 Pursue growth in sustainable financing: GRUP SCA BCA Always by your side develop financing portfolio for Electric Vehicles (EV). issue sustainability-linked loans to corporate debtors. ► Participated in the initial offering of Indonesia's first carbon trading exchange. Responsible lending policies are in place for 5 sectors: palm oil, forestry & wood products, coal mining, toll road, and cement & steel. >> Top 3 green financing (in Rp trillion) YoY 30.5% 5.0% 60.3 63.3 32.0% 19.4% 29.7% -4.2% 6.6 7.9 4.0 5.2 Natural resources & Sustainable transportation sustainable land use Eco-friendly and eco- efficient products Analyst Meeting 9M-23 Sep-22 Sep-23 ► Actively engaged in ongoing 'OJK Green Taxonomy' program. ► Joined Partnership for Carbon Accounting Financials (PCAF) signatory to calculate Scope 3 GHG emission from debtors' carbon footprint. Conducted initial bottom-up climate-risk stress test (CRST) analysis on BCA's exposure of physical and transition risk. PT Bank Central Asia Tbk 26

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