Investor Presentaiton

Freddie Mac Seasoned and Legacy Loan Activity Approximately $87 Billion from 2011 through September 2023 MBS - Fully Guaranteed Securitizations Re-Performing and Modified Pools $30.4 billion settled since 2011 Primarily 6+ months clean pay history Serviced to Freddie Mac Guide No forborne UPB No servicing change SCRT - RPL Senior/Sub(1) Guaranteed Seniors / Non-guaranteed Subs $34.9 billion settled since Q4 2016 Up to 1 month delinquent Bankruptcy loans that are at least 6 months clean pay Not serviced to Freddie Mac Guide Includes forborne UPB Freddie Mac selects servicer for the trust NPL Sales SPO and EXPO Offerings $9.7 billion settled since 2014 Primarily 12+ months delinquent Not serviced to Freddie Mac Guide Includes forborne UPB NPL buyer selects servicer SLST - RPL Structured Sales Guaranteed Seniors / Non-guaranteed Subs $12.1 billion settled since Q4 2016 Primarily inconsistent pay RPLs and moderately DQ NPLs Not serviced to Freddie Mac Guide Includes forborne UPB Buyer of subs selects servicer for the trust (2) (1) Prior to 2022, loans were at least 6 months clean pay and bankruptcy loans were excluded. Prior to 2020, loans were at least 12 months clean pay and bankruptcy loans were excluded (2) Beginning in 2020, Freddie Mac selects the initial servicer(s) for the trust. The purchaser of the Subordinate Certificates may choose to transfer servicing after the Closing Date Source: Press Releases on FreddieMac.com CONFIDENTIAL SLST 2023-1 11 Prepared by Investments and Capital © Freddie Mac Markets

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