Bank of Åland Q1-Q3 2019 Financial Results
44
Income statement
Group
EUR M
Q3
Q2
2019
%
Q3
2018
Note
2019
%
Jan-Sep
2019
Jan-Sep
2018
%
Net interest income
9
13.3
13.4
Net commission income
7
13.8
13.8
0 0
13-3
12.7
69
39.9
41.2
3
41.7
40.4
3
Net income from financial items at fair value
8
1.6
0.8
-0.1
2.8
1.3
IT income
4.0
4.1
-2
3.8
5
12.6
12.0
9
Other operating income
0.1
0.2
33
0.2
-41
0.5
0.6
-18
Total income
32.9
32.3
2
30.0
10
97-5
95-4
2
Staff costs
Other expenses
Depreciation/amortisation
Total expenses
Profit before impairment losses
-13.4
-14-5
-8
9
-6.3
-6.0
85
-13.2
1
-42.4
-42.8
-1
-7.0
-10
-21.1
24.9 -15
-2.9
-2.8
1
-1.8
57
-8.5
-5.5
55
-22.5
-23.4
-4
-22.1
2
-72.0
-73.2
-2
10.4
8.9
16
7.9
31
25.5
22.2
15
Impairment losses on financial assets, net
10
-0.8
-0.2
-0.3
-1.4
-0.9 56
Net operating profit
9.5
8.7
9
7.7
24
24.1
21.3
13
Income taxes
-1.9
-1.8
Profit for the period
7.6
6.9
99
-1.6
22
-5.0
-4.5
9
6.1
25
19.1
16.7 14
Attributable to:
Non-controlling interests
0.0
0.0
0.0
13
O.O
0.0
-78
Shareholders in Bank of Åland Plc
7.6
6.9
9
6.1
25
19.1
16.7
14
Earnings per share, EUR
0.49
0.45
9
0.39 24
1.23
1.08
14
Earnings per share after dilution, EUR
0.49
0.45
10
0.39 25
1.23
1.08
14
Earnings per share, EUR, moving 12-month
average to end of report period
1.63
1.54
6
1.42
15
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