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Investor Presentaiton

Brazil: A Different Country GP Investments Annual Inflation X Nominal Annual Interest Rate Foreign Trade (as a % GDP) Income 189 26.8 176 29.00 25.00 29 23 19.00 19.00 15.75 16.50 17.75 18.00 12.5 13.25 13.75 13.0 78 18 98 11.25 12.5 8.9 7.7 9.3 6.0 7.6 6.9 5.7 4.5 I 5.9 14.3 1.7 3.1 75 15 62 6.1 69 1998 1999 2000 2001 I 2002 2003 2004 2005 2006 2007 2008 Nominal Annual Interest Rate Annual Inflation (CPI) Annual Inflation X Nominal Annual Interest Rate 1998 2008e 2002 2008 Exports (% GDP) Imports (%GDP) ■A/B C D/E Debt (as a % 2008 GDP) 194% 4.00 3.54 $250 2.89 200 3.00 2.66 2.31 2.34 12.34 96% 2.14 1.95 150 1.80 1.77 56% 2.00 35% 35% 1.21 24% 7.5 100 80.3 1.00 5.8 50 2.9 4.6 3.8 $6.3 3.0 5.9 7.8 9.3 0.00 L 1998 1999 2000 2001 2002 2003 2004 Foreign Exchange Reserves (US$ billion) 0 2005 2006 2007 2008! L Government Corporate Consumers Brazil United States F/X Rate (R$/US$, year-end) Γ 4.3 3.2 3.4 1 3.6 2.9 ! 3.9 2.7 4.2 5.7 4.4 3.9 4.0 4.0 5.4 4.5 5.1 3.2 1.3 1.1 Brazilian Banks - Key Indicators BIS Ratio ROE 2009E ROA 2009E Itau 14.9% 23.4% 1.9% 0.3 Bradesco 15.6% 21.4% 1.8% Banco do Brasil 13.0% 22.0% 1.4% 1998 1999 2000 200120022003 2004 Primary Result (% of GDP) 2005 2006 Real GDP Growth 2007 2008E Unibanco 13.0% 21.5% 1.6% 3
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