Investor Presentaiton

• 2 Comfortable Asset-Liability Profile % of Assets and Liabilities Assets Liabilities Sep'16: INR 35,822 Cr 100% 76% 100% 56% 73% 38% 31% 53% 12% 38% 29% 12% Asset Specific 0-3 Mnth 3-6 Mnth 6-12 Mnth 1-3 years 3+ years Borrowing Positive asset-liability matching across durations Asset Liability Committee manages and monitors ALM, Interest Rate Risk and Liquidity Credit Non Credit Insurance Balance Sheet 53 *

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